June 24, 2020

Non-Recurring Closing Costs Associated with the Lender

Appraisal fee: cost varies. The property being appraised is collateral for your mortgage so the lender will want to verify that the property’s value is comparable to similar property based on recent sales in your ar...

August 21, 2019

You’ve probably begun to receive the calls during the dinner hour — mortgage companies’ telemarketers are out in force trying to convince you that now is the time to refinance, as interest rates continue to drop. But should you take the advice of a minimum-wage phone s...

December 12, 2018

Another way to check proper rents is to join your local apartment owners association where you can compare rental prices to similar units. You can find out from them if local economic trends or other environmental factors are affecting everyone — not just your property...

November 6, 2018

One of the scary things about making the leap from property renter to property owner is the idea of maintenance and upkeep. You’re no mechanic or repairman. You don’t know a socket wrench from a sheep ranch. And calling repairmen—how do you know you’re not going to get...

October 10, 2018

Find out if your state allows mortgage prepayment penalties. You need to be aware that if these are legal where you are, there will be a charge if you pay off your mortgage early through refinance or multiple principal payments. Avoid mortgages that require a prepaymen...

September 19, 2018

The typical homeowner policy covers loss or damage to the property as well as personal liability, which covers suits from injuries or illnesses related to the property. Losses under a homeowner’s policy will be paid on either an actual cash value basis or on a replacem...

June 21, 2018

Home Inspections

If you’re buying or selling a home, it’s important to understand what a home inspection entails and how it affects the sale or purchase of a house.

What Is a Home Inspection?

A home inspection is an objective visual examination of the structure and system...

January 31, 2017

Welcome to our blog!  I am sure you have seen plenty of real estate websites, but we wanted to do something  a little different. Most articles I saw while researching for this post were very informative, but the one thing I noticed was they were all so dull. I asked my...

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June 24, 2020

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